Non Cash Gift Ideas for Supporting First United Methodist Church of Kalamazoo

Our Hearts Our Home — A Spirit of Generosity

Sometimes the timing of a cash gift isn’t possible, and sometimes God nudges us toward forms of generosity that look a little different. Many people discover that non‑cash gifts can be a meaningful, faithful, and even more beneficial way to support the ministry of First Church. If you feel led to explore other ways of giving, here are several options that may align with your circumstances and your heart.

Appreciated Stock

There are seasons when selling appreciated stock would create a significant tax burden. By gifting the stock directly to First Church, you can offer a generous gift while avoiding capital gains tax. It is a way of turning long‑held blessings into ministry that continues to grow.

Individual Retirement Accounts (IRA)

You may transfer funds from your IRA directly to First Church and avoid paying tax on those distributions. If you are age 70½ or older and required to take a Required Minimum Distribution (RMD), you may give up to $100,000 of that distribution to the church without tax. Many find this to be a deeply meaningful way to support the ministries that have shaped their faith.

Life Insurance

As life changes, the reasons we once purchased life insurance may no longer apply. If you have a paid‑up policy that has fulfilled its original purpose, you may name First Church as the beneficiary. This simple act becomes a legacy of love that continues long after your lifetime.

Charitable Gift Annuity

A charitable gift annuity funded with cash or appreciated stock  allows you to make a gift to First Church while receiving income for life. You receive an immediate tax deduction, steady income, and the joy of knowing that the remainder will support the church’s ministry when you are no longer here. This can be especially helpful for those who hold appreciated stock they prefer not to sell.

Leaving a Bequest

Many people find they can make their most significant gift through a bequest. You may choose to leave a percentage of your remaining assets to First Church, ensuring that your faith continues to bless future generations. Assets that would be heavily taxed if left to heirs  such as IRAs can become a full and untaxed gift to the church’s ministry.

Just to Note

These ideas are offered as possibilities, not as tax advice. We encourage you to speak with your tax advisor or attorney to discern what is best for your situation.

If you would like guidance or simply a conversation about any of these giving options, please reach out to Lead Pastor Rev. Julie Kline or the church office at 269‑381‑6340. We would be honored to walk with you.